Horsecalif

These Terms of Use ( Terms ) form a legally binding agreement between you ( User , you ) and Horsecalif ( Company , we , us , our ). They outline the rules, responsibilities, and conditions governing your access to and use of our website and any associated features or services ( Services ). By accessing or using our platform, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, you must immediately stop using the website and its Services.

Acceptance of Terms

By continuing to use our website, you acknowledge and accept these Terms. You also confirm that your use of the platform complies with all applicable laws and regulations in your jurisdiction. Together with our Privacy Policy, these Terms define your relationship with Horsecalif and establish the guidelines and limitations applicable to the use of our Services.

Eligibility and Age Requirements

Access to our Services is restricted to individuals who are at least 21 years of age and legally permitted to access the content we provide. By using the website, you confirm that you meet these requirements. We reserve the right to request age verification at any time. Access may be suspended or permanently revoked if a user is found to be underage or has provided inaccurate information.

Scope of Services

Horsecalif provides informational materials, comparison features, and resources related to third-party products and services. This may include guides, reviews, promotional content, and links to external offers. While we strive to ensure that all information is accurate and current, the content available on the site is intended for general informational purposes only and does not constitute financial, legal, or professional advice. Users are encouraged to independently verify any information before making decisions.

Use of the Website and Services

The platform is intended solely for personal, non-commercial use. By accessing the Services, you agree that you will not:

Disrupt, damage, or interfere with the website s operation
Submit false, misleading, or fraudulent information
Attempt to bypass security measures or gain unauthorized access
Use the platform in violation of applicable laws or regulations

Failure to comply with these Terms may result in immediate suspension or termination of access without prior notice.

Third-Party Services and External Links

Our website may include links to third-party websites, offers, or services. Horsecalif does not control these external platforms and is not responsible for their content, policies, or operations. Any interaction with third-party providers is undertaken at your own risk. We recommend reviewing their terms and privacy policies before engaging with their services. Horsecalif disclaims any liability arising from third-party interactions or disputes.

Privacy and Data Protection

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using our Services, you consent to the data practices described therein. Although we implement reasonable security safeguards, no online environment can guarantee absolute security. Users are responsible for taking appropriate precautions to protect their information.

Limitation of Liability

To the fullest extent permitted by law, Horsecalif shall not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the website or reliance on its content. This includes, but is not limited to:

Loss of data
Financial or reputational losses
Service disruptions
Technical malfunctions beyond our control
Issues involving third-party providers

All content and Services are provided as is and as available, without warranties of any kind, whether express or implied.

Indemnification

By using our Services, you agree to indemnify and hold harmless Horsecalif, including its affiliates, partners, and employees, from any claims, liabilities, damages, losses, or expenses arising from:

Your breach of these Terms
Improper use of the website or Services
Conflicts involving third-party services

You are solely responsible for any consequences resulting from your actions on or through the platform.

Modifications to Terms and Services

We reserve the right to modify, update, or discontinue any part of the Services or these Terms at our discretion. Any changes will become effective upon posting on the website. Continued use of the platform after updates are published constitutes acceptance of the revised Terms. We encourage users to review this page regularly.

Termination of Access

Horsecalif may suspend, restrict, or terminate your access to the website at any time if we determine that you have violated these Terms, engaged in unlawful activity, or posed a threat to the platform or its users. Such termination may occur without prior notice and without obligation to provide justification.

Contact Information

For any questions, concerns, or inquiries regarding these Terms, please contact us at:

Email: [email protected]